Buying? Selling? Refinancing? Aloha Pacific FCU Can Help

Mortgage loan rates are still very low, so now is a great time to make your dreams come true with the help of Aloha Pacific Federal Credit Union, the one-stop financial institution for your real estate needs.

Ready to buy or sell? Look to Aloha Pacific Premier Realty, an APFCU affiliate, which offers knowledgeable and personalized service. APFCU members have these advantages: Sellers will receive a discounted sellers’ commission and buyers receive a free one-year home warranty.

For more information, call Reyn Uehara at (808) 383-8072 or email reyn.uehara@alohapacificpremierrealty.com.

Refinancing, too

Or maybe you already own a home and need to refinance. APFCU mortgage specialists Vim Balantac, Edmond Cheung, Teri Lynn Oshita and Kevin Uyehara are ready to assist.

Refinancing does require certain fees, such as closing costs, loan points, escrow fees and insurance – all of which would affect the amount of your monthly mortgage payment. Some fees may be tax deductible; be sure to consult your tax adviser.

Join APFCU

If you’re not yet a member of APFCU, there is no better time to join. There’s a special new-members promotion happening now: • Current APFCU members are eligible for a $25 incentive for each referred new member who opens a KalaRewards checking account (savings account with a minimum of $5 deposit required). • New members who open a KalaRewards checking account and complete certain requirements could receive a $100 bonus. An additional $25 would be awarded when they apply and are approved for a new APFCU Platinum Visa® credit card and complete other requirements.

Visit any APFCU branch, alohapacific.com or call 531-3711 for details.

Membership ($5 in Regular Savings) required. Loans are subject to approval and terms may change at any time. Some restrictions may apply. Contact Aloha Pacific FCU for applicable fees and terms. Hawaii NMLS# 377314