The secret to homeownership success

Do you relate to any of these statements about homeownership? I can’t afford a home, it’s too expensive to buy in Hawaii; I don’t have enough down payment; I have too much debt; I don’t know where to start; It’s hopeless, I can never buy a home.

We have a secret to share with you. Despite the chal-lenges you face in the home buying process, the key to homeownership success is commitment. Once you de-cide that a home of your own is a priority, everything else will fall into place. You may need to make some sacri-fi ces or different choices to make your dream come true, but you’ll have the willingness to implement change because homeownership is important and will make a signifi cant impact in your life.

Now that you’re committed, what should be your next step?

GET EDUCATED ABOUT THE BUYING PROCESS The Hawaii Homeownership Center (HHOC) is a non-profit organization that prepares buyers for the purchase process through classes and personalized coaching. This will be the largest purchase of your life, so shouldn’t you get prepared for it ahead of time?

Homeownership classes will provide the foundation of information you need for the purchase process. Personalized coaching will help you develop a personal road map to becoming mortgage ready, understand buyer programs that may help you and provide support for every step toward homeownership. Did you know there are programs for first-time buyers that can help you purchase a home? Even for-mer homeowners may qualify for these programs if they haven’t owned a home for a few years. These are just a couple of tidbits you could learn through HHOC.

How would homeownership impact your future? If you’re ready to commit to that goal, fi nd out the truth about buying a home and the steps to take to becoming a homeowner today. Contact us at info@hihome-ownerhship.org or 523-9500. The Hawaii HomeOwner-ship is a non-profi t organization that provides homebuyer education and individual coaching and post-purchase services. hihomeownership. org.