Dreams Can Become Reality with Aloha Pacifi c FCU
If you had a dream home, what would it be? A cottage? An apartment? A singlefamily home with a yard and a dog or two? Would it be in the city or on the beach or high on a mountainside?
That dream home can become reality with the help of Aloha Pacific Federal Credit Union’s team of professionals.
A full-service mortgage lender, Aloha Pacific FCU offers local servicing through its affiliate, CUSO of Hawaii Services LLC. In addition, another affiliate, Aloha Pacific Premier Realty LLC, provides professional services for those buying and selling.
There are several benefits to owning your home:
• It can be a safe haven from rising housing costs. For example, as rental costs go up, your monthly mortgage payment would remain the same if you have a fixed-rate loan.
• There are possible tax deductions, generally based on the annual amount of interest paid on a mortgage, some closing costs on the loan, and real estate property taxes. Be sure to consult your tax expert.
• The equity you build in your home over time can be a money-saving financial tool: For example, you can borrow against the equity through a Home Equity Line of Credit (also offered by Aloha Pacific FCU) that’s generally at a much lower interest rate than credit cards.
• Repairs and upgrades are up to you. You don’t need a landlord’s approval, so you may paint the walls or knock down the walls and decorate as you wish. A dog in the yard and a cat in the house … you won’t need to ask permission.
When you’re ready to make that dream home a reality, Aloha Pacific Federal Credit Union is ready to help with low rates, low fees and personalized service.
Membership ($5 in Regular Savings) required. Loans are subject to approval and may change at any time. Some restrictions may apply. Contact Aloha Pacific FCU for applicable fees and terms. Hawaii NMLS# 377314
Look to APFCU for all your financial needs
A full-service financial institution, APFCU has been assisting in the financial goals of generations of Island families. In addition to mortgages and HELOCs,
APFCU offers personal and auto loans, Visa® credit cards, savings and checking accounts, IRAs and IRA certificates and more.
APFCU is the only Hawaii financial institution with a branch in Las Vegas, in the Henderson community. In addition to seven branches on Oahu, a new branch on Maui opened last year in Kahului’s Pu‘unene Shopping Center. Online banking and a mobile app offer 24/7 convenience.
Not yet a member of Aloha Pacific FCU? You can be: Visit any branch to find out how. Go to alohapacific.com or call (808) 531-3711 for more information.
