How To Pay Off A 30 Year Home Mortgage In Less Than 30 Years Without Changing Anything!
What if I told you that you can pay off your mortgage faster without changing what you are doing including your lifestyle? At the same time, you could save tens of thousands or possibly hundreds of thousands of dollars in interest payments? Could you pay off your medical bills, your children’s college, go on that dream vacation, retire, or help elderly parents? Would this be life changing for you and your family? If the answer is ‘yes’, then keep reading…
This revolutionary, All-In-One program is designed to help borrowers eliminate excessive mortgage interest and in return free up your income dollars to go towards building your wealth. Think of the possibilities! What’s so great about this off-set mortgage is that you don’t change the way you normally bank as it combines your home financing and personal banking into one account. You don’t have to change the way you spend; control pay off timing and never chase interest rates again!
In a traditional 30-year mortgage, you’ll spend the first 15 years paying more in interest than reducing principal balance whereas the All-In-One reduces the principal amount 100% with every deposit first. Your home loan has your money working for you not the bank. Why leave it in a bank that only pays you less than .10% when you can leave it in your mortgage that automatically saves money? Also, you have access to 30 years of your equity dollars; you never have to refinance. No other loan is like this!
The current mortgage programs are outdated, as they were created in 1938. They came about during the depression to spark the economy and help consumers afford a low payment plan. Today these products are still focused on making the payments comfortable, which allows us to take on more and more debt. $11 trillion are in mortgage debt in the USA compared to $1.5 trillion of student debt. Mortgage remains the single biggest expense and takes up to 50% of people’s disposable income. Most of the mortgage debt is owed by Americans ages 40 to 70 years young. This same population struggle to save for their own retirement security, up to $14 trillion short of target retirement savings.
This isn’t for everyone, but everyone should know about this option! It is not about LOW RATES it is about LOW COST. Think about your money and your mortgage differently – take control of your financial future today! Stop working so hard to make a dent in your debts and save money at the same time. We have an upcoming seminar on August 28 at 9 AM. Come and join us and see why thousands of financially savvy homeowners across the country are saying this is the future of home financing. Invite your financial advisor or CPA; they will want to hear this too! Contact me at 808-451-3531, as seats are limited. Your certified All-In-One loan officer, Sonya.
Sonya K. Spitznas
Loan Officer
NMLS1960592
M 808.451.3531
E sonya.spitznas@myccmortgage.com
CrossCountry Mortgage | 3555 Harding Avenue, #100
Honolulu, HI 96816 | NMLS3029 NMLS1379257
Equal Housing Opportunity. All loans are subject to underwriting approval. Certain restrictions apply.
Call for details. CrossCountry Mortgage, LLC. NMLS3029 (www.nmlsconsumeraccess.org)




