Aloha Pacific FCU is Ready to Help in this COVID-19 Crisis

The coronavirus (COVID-19) crisis is affecting all of us, and its ripple effects are already being felt statewide and nationwide.
Aloha Pacific Federal Credit Union is offering special relief programs through May 31 for members who find themselves in financial difficulty because of the coronavirus.
Loan-related:
• Foreclosures and repossessions temporarily halted
• Waiver of late payment fees for existing loans will be offered
• Members can request a loan payment deferral up to 90 days on certain existing loans; payments may be deferred and late fees may be waived
• New relief loan: up to $1,000 12-month loan, interest-free and no payment for 90 days, for affected members only; limited availability
Fees and access to cash:
• Early withdrawal fees are waived for certificates and withdrawals are allowed for Holiday Savings accounts
• Aloha Rewards Checking: 12 debit card transactions and direct deposit/bill payment requirements are waived
• ATM fees are waived
• $2 Insufficient Funds (NSF) transfer fee from savings account is waived
• NSF/Overdraft Privilege fee is reduced
As a financial institution, Aloha Pacific FCU is deemed an essential business and remains operational. However, branch hours have been reduced and a few branches are temporarily closed in order to prevent the spread of the coronavirus.
Heightened disinfecting and social distancing measures are in effect at all branches. Members are encouraged to use online banking and APFCU’s mobile app whenever possible instead of visiting a branch. These platforms allow members to conduct a number of transactions, including bill payment, transferring funds from one account to another or to another member’s account, and more. The mobile app allows check deposit from just about anywhere at any time.
Go to alohapacific.com/COVID-19 for information and updates.
Membership ($5 in Regular Savings) required. Loan offerings are subject to approval. Some restrictions may apply. Contact Aloha Pacific for applicable terms.

Beware of COVID-19 Scams
Scammers will try to take advantage of the fear surrounding any crisis, and the coronavirus pandemic is no exception.
The Federal Trade Commission suggests that you:
• Hang up on robocalls.
• Ignore online offers for unproven vaccinations and home test kits.
• Don’t respond to texts and emails supposedly from the government regarding the economic stimulus checks that are to be delivered in the next few weeks.
• Be careful about donating to charities – make sure they are reputable.
For more information, go to consumer.ftc.gov Remember: The IRS, other government agencies and legitimate fi nancial institutions such as Aloha Pacific FCU will never call, email or text asking for personal information.



